Activities of Daily Living (ADL) refers to

1. Transferring: the ability to move from a bed to an upright chair or wheelchair and vice versa
2. Mobility: the ability to move indoors from room to room on level surfaces
3. Toileting: the ability to use the lavatory or otherwise manage bowel and bladder functions so as to maintain a satisfactory level of personal hygiene
4. Dressing: the ability to put on, take off, secure and unfasten all garments and as appropriate, any braces, artificial limbs or other surgical appliances
5. Washing: the ability to wash in the bath or shower (including getting into and out of the bath or shower) or wash satisfactorily by any other means
6. Feeding: the ability to feed oneself once food has been prepared and made available

The diagnosis must be confirmed and certified by a Registered Medical Practitioner.

You can obtain coverages if the insured is unable to perform at least two or three of the above six activities. A few available products in Singapore are:

• Aviva MyCare and MyCare Plus
• NTUC PrimeShield
• Aviva MyProtector

Sourcing for an insurance quotation can be tedious and time consuming; the claim process can become pro-longed and complicated. We provide one stop services for you to handle these and offer the most competitive quotation.

Last Updated on Thursday, 01 September 2011 23:17