TM Legacy Plus (LP) is a limited premium payment whole life policy from Tokio Marine Life Insurance Singapore Ltd.
Minimum Benefit Feature
One of the most important things that an insurance plan can give you is certainty. You probably want to know that if something happens to you, your loved ones are financially secured.
TM Legacy Plus (LP) gives you the financial protection when you need it most. The plan pays the higher of the Minimum Benefit1 (MB) or basic sum assured (plus any attaching bonus2).
Here's what it means:
Comprehensive Protection
Although we cannot predict the future, we can certainly prepare for the unforeseen. TM Legacy Plus (LP) provides coverage for Death, Total & Permanent Disability (TPD)3 or Terminal Illness (TI).
To further enhance your protection plan, you can add the Dread Disease (DD)4 Accelerator Rider to your plan and be covered against 30 dread diseases.
A Lifetime of Coverage Without a Lifetime of Premiums
TM Legacy Plus (LP) has a limited premium payment feature. This allows you to enjoy a lifetime of protection without having to pay premiums over the same period. This frees you from the premium obligations to focus on your loved ones and other more important things in your life.
All benefits and features are subject to terms and conditions.
1The MB is determined based on age at entry and the MB Factor is applied on the sum assured. MB covers until age 65th next birthday. The policy sum assured reverts to the original sum assured plus any attaching bonus.
2As the bonus rates are not guaranteed, the actual benefits payable may vary according to the future experience of the fund.
3TPD coverage is until the policy anniversary preceding your 65th birthday.
4DD benefit covers 30 dread diseases. Premium rates are not guaranteed. The Company reserves the right to change the premium rate by giving 30 days written notice. The rate may be adjusted based on the experience relating to DD.
Note:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender payable may be less than the total premiums paid. The information shown is for reference only and is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract. The information shown is accurate at the time of printing.
Source: Tokio Marine Life Insurance Website
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Last Updated on Friday, 22 July 2011 17:04
